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When Do You Say Enough Is Enough?

February 14, 2010 in Enjoyment, Knowledge, Pleasure, Prosperity, Relationships, Relaxation, Wisdom

Do you know when enough is enough? Whether you have enough “stuff”, enough work, enough money, enough food? We don’t live in a country that is given to recognizing this particular thought process, and we are having difficulty dealing with an economy that finally went into overload and surpassed it’s ability to keep growing, thereby destroying itself.

The ninth verse of the Tao Te Ching is ostensibly about humility. Knowing when enough is enough. It talks about the pursuit of great riches and the accumulation of so much that you can find no one to protect or insure it. Filling yourself with honor and pride to the point where no one around you can save you from the fall as described in my blog “Creating Better Relationships By Honoring Your Humanity”. Or, sharpening a blade so much that it loses it’s edge, making it useless.

I don’t consider myself to be old, but find myself wishing for the days where we lived our lives waiting for the post office to deliver mail – more letters than hype, or even just e-mail! Now, we are bombarded with information and communication constantly. Many walk around with cell phones glued to their ears, texting back and forth, forever on-line; constantly in contact, never in stillness. It is difficult to know what is real because we only know what we are being told in 140 characters or less, without ever developing the trust and intimacy of a real relationship. Television, advertisements, newspapers and magazines are continuously telling us that if we aren’t going after more in order to be happy or successful, or we aren’t growing our wealth, our homes, or our vehicle count, we are failures. When, in fact, I believe the opposite to be a more appropriate thought process.

More is not necessarily better. More takes the wonder and delight out of receiving something new. When you have $31 Billion, do you take delight in receiving any money? When you are wading through hundreds of e-mails, do you cherish the one you received from someone you love? When you have finished your work, do you strive to do more – in order to have more money, power, or recognition – or do you stop and enjoy the fruits of your labor?

When my mother-in-law passed away, and family was going through her things, they found boxes of letters she had saved for decades. My husband wrote his mother on a weekly basis for years sharing the details of our lives, none of which was trivial to her; she never threw them away. She refused e-mail or a telephone call; Mom never owned a computer, and she couldn’t hear over the telephone. But those letters were well read, folded and unfolded many times, treasured for the words and the love they contained. Mom never had much use for the accumulation of things. The people in her life were her fortune, the squirrel outside her window her entertainment. She didn’t eat much, but she savored every bite of food she put in her mouth and ate only what she loved.

In “Timing Is Everything” we talked about living fully in the present moment, and taking pleasure in what you are doing rather than in how it might benefit you in the future. The two ideas flow smoothly into one another. If you are savoring everything you do, and keeping yourself open to the possibilities, you will know when enough is enough. When the work is done, relax and enjoy the fruits of your labor.

When you sit down to your next meal, select small portions of those items you love, and savor each bite; stop after a few moments and ask if you are still hungry. If not, call your meal finished and remember how you savored what you ate.

When you have amassed enough wealth to sustain you in your retirement, stop the constant pursuit for something more. Enjoy the time and money you have to live and share with others.

Where can you focus on your activities rather than seeking “more”? When does enough become enough?

Georgia Feiste, owner of Collaborative Transitions, located in Lincoln, NE, is a life transitions coach, writer, and workshop facilitator.  She specializes in business, career and personal life transitions.  Coming from a 30 year background in a C-level corporate position, she is uniquely skilled in providing support and encouragement as her clients set intentional goals to attain their desires, holding open the space they need to stretch and grow. Her passion is success grounded in purpose and passion, standards of integrity and priorities in life.    Her website is http://www.collaborativetransitions.com, where she blogs about business and career, and http://www.rainbowbridgecoach, where she and many other coaches blog about mind, body, spirit and emotion.  Georgia can be reached at (402) 484-8098.

All Is Well

December 27, 2009 in Love, Prosperity, Rainbow Bridge Coaching and Healing, Spiritual Connection, Wisdom

The fourth verse of the Tao reminds us that we are as limitless as the Universe. Our physical body is with us for a short time, but it does not limit us in our ability to live an inspired life. I recently met a legally blind gentleman who refuses to be stopped in his pursuit of an online internet business. He has put aside his physical limitations as he pursues his dream – acting as if it is already his reality.

We exist in a world of sharp edges and twisted knots as stated in the verse. Watching the year-end wrap up of scenes from the last decade this morning, I made note of all the fear and negativity packed in to three short minutes. It is true we were all touched by the trauma of 9/11, the Tsunami in the Indian Ocean, hurricane Katrina, and the collapse of the financial markets. The media played these tragedies over and over until they were imprinted on our minds, as if we were there.

The teachings of the Tao remind us to concentrate on the abundance of the universe, and how out of the worst of tragedies comes a peaceful awakening to the joy that all is in order. Another news segment shown yesterday, told of the recovery from the Tsunami to an environment “better than it was”, repeated in a news segment showing the rebuilding of New Orleans. And while many may disagree with me, the collapse of the financial markets has re-balanced the mind of many Americans from having more, bigger, and better to living more simply, reducing and/or eliminating debt, and spending time with family and friends. Rather than pursuing the frenzy of acquisition, working a hundred hours a week, and hating every minute of it, many are concentrating on pursuing their passion, and living a life of giving rather than taking.

As we begin to concentrate on, and give energy to the abundance of the universe, we begin to see the gentler side of life. Our actions reflect the calmness of smooth edges and loosened knots. We make greater change in our corner of the world by living out of love than we do by living in worry and strife. Situations become easier, and there is far less turmoil. We become open to the creative energy within us.

In the words of Michael Teal:

We are more than just physical beings, we are whispers of love dancing in the breeze. We are spiritual beings on a path of loving service, where if we pay attention the sacred earth wisdom within will direct our destinies to a place of peace where joy and love abound. Embrace how beautiful you are and you make your life a garden of grace and beauty. We are love and love is the light within that guides our way.

What situation in your life are you willing to respond to from a position of infinite observer?

I release concerns, anxiety, and worry, freeing me to be open to the limitless creativity that is mine.

Georgia Feiste, owner of Collaborative Transitions, located in Lincoln, NE, is a business, career and personal life coach, writer, and workshop facilitator.  Her passion is success grounded in purpose and passion, standards of integrity and priorities in life.  She provides support and encouragement as her clients set intentional goals to attain their desires, holding open the space they need to stretch and grow.  Her website is http://www.collaborativetransitions.com, and she can be reached at (402) 484-8098.

 

When Your Goal is to Live in Happiness

December 22, 2009 in Balance, Prosperity, Purpose, Purposeful Employment, Rainbow Bridge Coaching and Healing, retirement, Spiritual Connection, Values

Have you noticed the culture we have grown accustomed to is changing before our very eyes? People we know and love are losing their homes and their jobs – some are losing their very way of life. They are being given a perfect opportunity to create a major shift in their lives. One that can be very painful to live through, but creates a life of peace and contentment.

I’ve watched my friends begin to worry and fret as their jobs were eliminated. Concerns range from the ability to pay debt, continue to put children through college, and keeping the home they were stretched to pay the mortgage on when both partners were employed. When my last corporate job was eliminated, my family and I were also concerned about our future, and not being able to live out our retirement dreams.

What I have discovered, and want to share with you is that when you let go of the frenzy and the worry about the future, and reach deep inside to find your passion and your purpose, you are more productive. When you choose to work and live from your values and your priorities in life, everything you need will appear at the appropriate time. By approaching a career shift or retirement from this perspective, and letting go of the worry, the actions you take will propel you forward, and your needs will be met or exceeded.

Making the choice to live with intention, calls motivation into play. Being very clear on what your motivation is, and creating action around that, is what creates forward momentum – it eliminates confusion and mixed messages. Motivation is created around your priorities, and what you value. For example: If your highest priority is to be willing to be a loving family member to your husband, children, parents and siblings, decisions based on that priority will create forward momentum – you will work to grow your business to the point it provides the income you need, but doesn’t take away from the time you desire for activities with your family. If another high priority is to be willing to give back to the community, and to live creatively, your motivation may be to provide theatrical entertainment directed at families that is uplifting and fun.

Choosing to live with intention does not mean you need a long list of goals, especially those that are based upon achieving status and material wealth. That type of list often produces anxiety, stress, competitiveness, and leaves you feeling unfulfilled. I have discovered when my goal is to live in happiness, what I need begins to flow into my life – the right people, finances and opportunities. Choosing to be grateful for what I have, and “loving what is”, is more profoundly impactful than material possessions or status. You find that when you shed the desire for status, you will lose the need to compete. When you shed the drive to have the biggest toys in the neighborhood, you will become grateful for what you have.

The third verse of the Tao tells us “when action is pure and selfless, everything settles into its own perfect place.

 Happy Holidays to You and Yours!

Georgia Feiste, owner of Collaborative Transitions Coaching, located in Lincoln, NE, is a business, career and personal life coach, writer, and workshop facilitator.  Her passion is success grounded in purpose and passion, standards of integrity and priorities in life.  She provides support and encouragement as her clients set intentional goals to attain their desires, holding open the space they need to stretch and grow.  Her website is http://www.collaborativetransitions.com, and she can be reached at (402) 484-8098.

Purpose – What Problem Are You The Solution To?

December 21, 2009 in Grounding, Motivation, Physical Health, Prosperity, Purpose, Purposeful Employment, Rainbow Bridge Coaching and Healing, retirement, Thought, Understanding, Values, Vitality

I spent the morning with my good friend, Stella, today. We share many common interests including coaching, spirituality, love of nature, and the healing power of love. As usual, our conversations were all over the place, from her impending move to Montana, the growth and development of Rainbow Bridge Coaching and Healing, my desire to put together a Spiritual study of the differing world religions, and how to know what your niche is as a coach.

My dilemma in defining my niche has been two-fold. First, as a coach, we are often told to coach what you know. Well, I know a lot. How do I pick? Secondly, we are often told that we will begin to see a pattern around who is coming to us for coaching. OK, but it appears on the surface that people are coming to me for a variety of reasons – and there is no real pattern. All I could see was the synchronicity of what people were coming to me to be coached on: transitions I had completed in my life, or was close to completing, or were percolating along in the background. She then asked me a very “coachy” question – “What problem are you the solution to?”

I looked at her with this dumbfounded look on my face, I’m sure. The common thread, of course, was transitions. Moving from one stage of life to another, from a future dream to dealing with the present, from being a desirable and successful employee to being RIF’d, from full-time employment to solopreneur and retirement, from my mother role to supportive friend and confidant, and on and on. Yes, I know a lot – but the one thing I’m getting pretty darn good at is transition and change.

My next question was “what changes have you needed the most help with?” Ah, that was an easy one.

  • Learning that one of my children had an incurable disease that would leave him permanently disabled over time.
  • Learning one of my children was gay and the dreams I had from the time I conceived this child needed to be set aside, and new dreams built together, based on who he was. 
  • Getting to my mother-role of supportive friend and confidant to both of my children.   
  • Career transition – Knowing in my heart about six years ago that I no longer wanted to continue with the job I had held for better than 25 years, but stayed with out of loyalty I felt for the company and my family’s future. And, then being RIF’d from that same job three years later along with many other souls. My unhappiness had come through, and the Universe decided to do for me what I could not do for myself. However, my transition took the form of recognizing that I was not my job, nor was my job me.
  • Taking another job in a major insurance company, going through that transition, and then being RIF’d again after eighteen months as they began their downsizing. This was a useful step for me in my transition into retirement. It also supported my knowing that my job needed to support who I was, and needed to be chosen from purpose and passion.
  • Making the choice to retire and become a coach.  My transition into retirement is not completed, nor will it be for many years. However, I realized early on that I wanted a meaningful and purposeful retirement. Five days a week on the golf course was not the life I wanted to live for the next thirty years.
  • Discovering I have Fibromyalgia and Diabetes, and knowing that unless I take excellent care of myself, these chronic diseases will get the best of me.

So, have I answered “what problem am I the solution to?”

Every ending is the start of a new beginning. It’s normal to mourn the part of the journey that is coming to an end. It is what we know, and there is often fear of the unknown as we begin that next part of life’s journey. Sometimes, it is extremely difficult to end the portion of the journey that it is now time to let go of, and we vacillate back and forth for a very long time before we take a big breath and say “Okay, I’m ready, let’s go.” This is when I needed a coach, and I am thankful she was there to help me move through some incredibly tough times. The joy is in taking that next sweet step, and knowing it is the right step for you.

So, the problem: Change is a way of life, and is something we both embrace, and move with, or we become stuck.

The solution: If we are willing to move with the change, but are having difficulty, it is often helpful to hire a coach to help create clarity around the situation, focus on what it is we really want the outcome to be (vision), help us set goals and choose the next step, and the next, and the next, until we achieve the grace and luminosity of knowing we are on the path we are meant to be. All the while, providing support and encouragement as we make the shifts we need to make as we move forward.

This is what I know, but it is my truth. You must seek and find yours.

Not Working and Happy

November 5, 2009 in Prosperity, Rainbow Bridge Coaching and Healing, retirement

By Liz Koh

Everybody has a time in their lives when they are not working – whether it is through taking time out to have a family, being made redundant, changing careers, being too ill to work or retirement. Not working means no income, but does no income mean misery? How can you have no money and be happy?

I recently came across a book called The Joy of Not Working by Ernie Zelinski (Ten Speed Press, 2003) which has apparently revolutionised the lives of a number of its readers through its advice on how to achieve a better work-life balance. Thanks to our Protestant forefathers the work ethic is still strong in our culture. To many people, leisure represents idleness and a waste of time. Some even believe that if they work longer hours they will be held in higher regard by their colleagues and by society. Many dual income couples work long hours, not because they have to but as a way of avoiding the turmoil of family life. The combination of these factors mean that during their working lives, many people have a narrow focus of just work and family. That’s fine until they reach a time in their lives when they are no longer working. These people don’t know how to use their leisure time without feeling worthless or bored and they struggle to enjoy themselves on low or no income. To be well prepared for not working, you need to start developing many interests and enjoying leisure while you are still in the workforce.

Let’s consider retirement a little more closely. Zelinski writes about a survey done recently which indicated that just before retirement, people’s biggest concerns were finances, health and having a spouse or friend to share retirement. Shortly after retirement, health was considered to be the top priority and finances moved to third place. Although the expected income remained the same, retirees realised that they could maintain financial independence simply because they could get by with much less than they first imagined. Many financial advisers paint a picture of a penniless and destitute retirement for those without large amounts of money saved. Unfortunately they emphasise higher earnings instead of lower spending as the key to having sufficient money to retire.

The people most likely to enjoy their retirement and those who have prepared for it both financially and psychologically and who view it as a whole new life or a continuation of life as it was. If you didn’t learn how to live before you were 65, it’s hard to learn how to live afterwards. Here are some tips to help you plan for a happy retirement:

  • Accept that money won’t buy you happiness
  • Establish a good work/life balance many years before you retire
  • Look after your health and physical fitness while you are working
  • Have a major life purpose other than your work
  • Develop close friendships outside of your workplace
  • Learn how to enjoy being on your own
  • Take leisurely holidays during your working life so you know how to relax
  • Travel a lot to broaden your horizons
  • Have a happy positive attitude before you retire – don’t see retirement as the key to happiness

Retirement could well represent 25% or more of your life. Why leave it to chance?

Liz Koh is no ordinary financial planner. After a successful career in management spanning more than twenty years, Liz set up her own financial planning company – Moneymax – in 1999. Since then, her mission has been not only to help people manage their money and increase their wealth but also to help people enjoy their lives – to the max! Her list of clients continues to grow through word of mouth and she is a regular contributor to several top newspapers, magazines and websites. Liz is the author of the best selling book – Your Money Personality: Unlock the Secret to a Rich and Happy Life, Awa Press, 2008, available from http://www.awapress.com. For Liz’s best tips for financial security, visit her website http://www.moneymaxcoach.com to receive your free 8-part eCourse on “8 Steps to Financial Freedom”.

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How Comfortable is That Fence

November 2, 2009 in Grounding, Physical Health, Prosperity, Purposeful Employment, Spiritual Connection

By Angela Deutschmann

Many of the channellings I’ve done over the last few months have talked about the fact that, globally, lightworkers are having a tough time of it. Relationships are challenging or personal motivation is low or health issues are surfacing or work is super-demanding / non-existent / boring or family dynamics are increasingly uncomfortable.

Not that I needed a channelling to show me this! My own life is pushing me to the edge in regard to my relationship with money. I don’t ever remember being as unsure, pissed off, stretched and scared as this. What gets me even more is that I can’t believe, after all I’ve learnt and been exposed to, that this can still be an issue. How come I haven’t overcome this challenge yet, why haven’t I learnt to manifest properly, where is the physical evidence off all the awareness I’ve gained? These kinds of uncomfortable questions are regularly dancing in my mind at the moment.

And that is exactly the point, I’m told. Humanity is in the midst of what’s been called a ‘focused wave of choice’ where we are being strongly encouraged (well, no, let’s not use a euphemism – pushed bloody hard) to make very clear choices in line with our true desires. In other words, if you are sitting on the fence in regard to anything (health, relationships, work, money, self worth etc), the fence is growing barbs right under your bum at the moment.

Resisting this and trying to stay on the fence will cause more struggle and suffering. In other words keeping old, unserving habits, beliefs or relationships alive is going to manifest – more powerfully than ever – circumstances that we don’t like. But we’re welcome to carry on doing it! As always, spirit will never make choices on our behalf or tell us what to do. The other option is to take the scary step of getting off the fence and finally commit to all that we believe in and desire. This can mean completely different actions for different people. For some it means finally standing up for themselves in a relationship, or letting go of an addiction or adjusting their lifestyle to match their environmental concerns or moving into more meaningful work or prioritising family. For others it means extending self-trust to the area of money or finally acknowledging a buried dream. You’ll know where you need to take action because that will be the area pinching you at the moment!

I know that life is exceptionally challenging for most of us right now, even to the extent that some are making life and death decisions as you read this. Without undermining the grief and pressure we are feeling, may I suggest that we look at these challenges somewhat differently. If the fence never started to pinch and prick us, we’d have no reason to jump off it and would probably spend a lot more time with one foot (or one area of ourselves) in an enlightened space and the other foot (or areas of ourselves) in an old-energy space of fear, withdrawal, self-righteousness, for example. The stretch we are experiencing at the moment allows us to get off the fence and to choose nothing less than an integrated, authentic and exhilarating way forward, which is after all what we deserve and who we are.

Angela Deutschmann is a spiritual teacher, learner and writer who works with individuals and groups in Johannesburg, Cape Town, Durban and White River. In these cities she offers spiritual growth clubs, workshops, talks and personal and group channelling.

http://www.angeladeutschmann.com/default.htm

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by Georgia

Planning Retirement? Improve Your Financial Success

October 17, 2009 in Prosperity

Planning your retirement? Here is a short task list to complete before you skip out the door that will help with your finances. These should be done in partnership with a financial planner to eliminate any mis-steps that could have far reaching consequences.

Create An Asset Allocation Strategy You are Comfortable With. Spreading your investments in your retirement accounts in a variety of holdings will help you deal with the ups and downs of the stock and bond market, and keep your savings somewhat stable. Traditional investment strategies suggest that the younger you are, the more risk you can absorb. Those who are preparing for retirement should consider shifting to a more conservative mix. Many financial planners are suggesting target-date mutual funds, based upon age group, which gradually get more conservative as the investor gets closer to retirement. It also is important to remember that your money may have to last 25 – 30 years, so it is important that the allocation strategy is not too conservative as you move into retirement. You will need to keep up with inflation.

Only you know what you are comfortable with, so talk to your financial planner.  Trust yourself to make the decisions right for you.

Plan Your Income Stream. Before you stop working, determine how much money you will take each year from your retirement accounts and Social Security. Some financial planners recommend you take only 4% of your retirement funds each year, with a 3% increase each year to cover inflation. However, in current economic conditions, you should consider putting off dipping into your investments until the market has recovered to some extent, or reduce your withdrawals below the 4% level. You also have no need, at this point, to increase the withdrawal until inflation is once again positive.

Social Security minimum age is age 62. If you can afford to wait until full retirement age (people born between 1943 and 1954, age 66), you will receive an “delayed retirement credit” that adds 8% to your benefits each year until age 70. If you go online, you can download the Social Security Administrations retirement planner to figure out when you want to start receiving your benefits.

Eliminate Debt. Pay off those credit cards before you retire! If you can’t pay those balances at the end of the month while you are earning a steady pay-check, it is unlikely you will be able to pay them off once you retire. Tackle those with the highest interest rates first. Some suggest transferring those balances to low-interest cards so that more of your money is going toward the principal amount owed than to interest charges.

Pay off your mortgage before you leave your 40 hour a week job. This is, for the most part, your single largest bill. Another option is to decide whether you want to downsize or move to a more cost-effective location to boost your retirement nest egg.

Lifestyle Makeover. Simplify your life. Cut back on expenses, and stick with a budget. If you have been in your house for long enough, consider selling your familial home for an empty-nester home, or even moving to a more affordable part of the country.

Other ways to simplify and cut costs: buy a more economical car, own one car rather than two, delay an expensive vacation until the stock market has recovered a bit more (a $10,000 vacation will remove $150 from your monthly income stream). Grow a garden, eliminating some grocery expenses. You will eat better food and get some exercise!

Sign Up for Medicare. Health care is becoming one of the biggest expenses we are facing. First, check to see if your employer offers retiree health benefits or if supplemental insurance will be necessary. Next, become familiar with the rules for Medicare, including when you need to sign up. Some basic facts you need to know: Medicare open enrollment starts three months before you turn 65 and ends three months after your 65th birthday. If you miss the six-month window, you will go without coverage until the following general enrollment period of Jan 1 through Mar 31 of the next year. The exception is for people still working full time and are on their employer’s health plan. Their enrollment period starts as soon as they officially terminate employment. Also, take note that Medicare does not cover dental expenses.

Buy Long-Term-Care Insurance. The biggest threat to your retirement finances is, by far, an extended stay in a long-term-care facility. I have read that an average nursing home costs between $55,000 and $75,000 a year. If you are over 50, the premiums are relatively expensive. If you can afford them, the premiums are worth it. Your spouse will still have funds to live on, and your children will not have to deal with issues around where to put Mom or Dad if they fall ill. Some important benefits to consider include inflation protection and the freedom to hire home health-care so you can remain in your own home.

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by Georgia

Financial Strategies to Help You Retire During a Recession

October 9, 2009 in Prosperity

It probably isn’t fiscally prudent to retire when your portfolio is down, but many boomers are not being given a choice as they are being made redundant in the workforce. However, if they are willing to save what they can, cut back on their spending, and seek work of some kind, they should still be able to retire. There are a number of ways to get back on track.

Cut back on your spending. Being frugal is necessary. Most households have reduced their spending over the last 12-15 months because of fear over their current or future economic status due to job stability and the economy. Common areas to cut back include land-line telephone service, cablevision, lawn service, dining out, magazines/newspapers, and recreational activities.

Increase your savings. If you are still in the work-force, you will need to contribute more to your retirement plans if you wish to retire any time soon. If you are 50+ you are able to put up to $22,000 in a traditional tax-deferred 401(k) in 2009. If your company is still offering a 401(k) match, grab it while you can.

Stay in the job market. The most obvious step you can take is to stay in the workforce longer than you originally anticipated. This allows you to save more, and cuts the amount of time you need to rely on retirement funds. With the market in an upturn, this gives you a chance to recoup some of your market losses. In addition, Social Security will increase each year you delay claiming between ages 62 and 70. The good news is that it doesn’t mean working forever. One or two years extra, or working a part-time job is extremely helpful.

Stay away from your retirement accounts! Try to have at least six months of savings in place to cover living expenses. This will allow you to stay away from your 401(k) as long as possible, and let it recover from market losses.

Simplify and downsize. Eliminating the second car, and moving to a smaller home can cut your expenses significantly in retirement. Consideration should also be given to moving to an area of the country where living expenses are less. There are several websites available to help with research on inexpensive locations, with some allowing searches based on weather, size of city, healthcare, etc.

Seek advice from a financial planner. A financial planner who’s primary concern is your peace of mind will help you carefully plan your investments, and your income flow throughout your retirement years. They will meet with you regularly, and keep you informed.

Stay with your plan. Once you have set up the financial plan within your tolerance for risk, stay the course on your savings and withdrawal strategy. If you are older than 70, keep three to five years of living expenses in liquid and highly stable short-term accounts. This will help you weather any ups and downs in the stock market.

Enjoy your life.  Most of all, look for ways to enjoy every day,  Successful retirement is about attitude, purpose and meaning. 

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by Georgia

Financial Limitation as a Belief System

August 13, 2009 in Prosperity

It’s commonly believed that financial limitations happen because of bad luck or they must be blamed on some external force such as God, the company, or the economy. So many individuals hope for more, and may even try to change their luck by playing the lottery. They imagine a different reality of joyful and rich living. What we don’t usually see is that individual making an attempt to be anything more than they believe themselves to be – and financial limitation is a large part of that belief.

Is it possible that financial problems are a direct result of what you believe about yourself? My coaching for you to consider is to declare your freedom from the belief that your financial wherewithal is tied one hundred percent to the economy. I also encourage you to look at wealth as something more than money. Look at it as a way of life, perhaps an attitude, and your choice to make.

Wealth is the balance and intersection of mind, body, spirit and emotion. In other words, well-being. The starting point in creating this balance is in taking responsibility for your own thoughts. You aren’t responsible for the bank defaults or the bankruptcy of General Motors. You are responsible for what you think about them. You can’t afford to let the analysts and the media tell you what you should think and feel. How you think and feel about the economy in general and your own finances specifically will consistently determine your personal experience.

To stay in the positive flow of universal abundance, you must keep your thoughts centered on sufficiency and well-being. Stay away from a “there is not enough” consciousness. The truth is that the Universe will make you prosperous and successful if you stop throwing up roadblocks to the ideas that come to you, opportunities that show up on a daily basis, and the words you use to share your wisdom.